Skip to main content Skip to footer

Business &
Cashflow Loans

At James Murray Finance, we understand that cash flow is the driving force behind any successful business. That's why we work with a large panel of lenders that offer a wide range of cash flow loans designed to help your business thrive. Whether you need to cover unexpected expenses, purchase inventory, or invest in new equipment, we can help you find the right financing solution for your unique needs. We work with businesses of all sizes and across a variety of industries, so no matter what your business does or how long you've been trading, we're here to help. Contact us today to learn more about how we can help your business with its cash flow needs.

A cash injection into your business that is not secured against an asset.

A cash injection into your business that may be secured against an asset or property.

A short term loan facility to cover a VAT bill.

An agreed cash balance, similar to an overdraft facility that can be drawn down at any time and paid back multiple times.

Funding to assist with a management buy out. Debt is often raised against assets within the company that is being purchased.

Quicker access to accounts receivable by securing an agreed percentage of future invoices to improve cash flow.

A loan facility for stock held that is being sold.

Funds paid in advance and secured against debit and credit card takings.
Hi, I'm James Murray

Trusted Funding Solutions

How it Works

Finance applications come in all shapes and sizes. Some applications are very straightforward and have quick turnaround times and others are a little more complex. 

It generally works something like this:

  1. Enquire with no obligation, no fee or credit checks being carried out
  2. Provide proposal information which gets submitted to an appropriate lender, at which point credit checks are carried out
  3. Assuming the finance is approved and no additional information is required, we prepare and raise any relevant paperwork needed
  4. After signing your documents we arrange for the funds to be transferred to the dealer, client or existing finance provider

Request a Quote

Business & Cashflow Enquiry Form

The 'Full name' field is required
The 'Telephone' field is required
Please enter a valid Email address

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

James Murray Finance Ltd

Why finance with us?

We never charge our clients for our service as the lenders who provide the finance pay us a commission directly.

Our panel of over 80 lenders provides a wide range of suitable finance products, including some that are not readily available to customers directly. This gives our clients a better chance of finding the best funding solution.

Two decades of industry-specific expertise, during which we have developed a deep understanding of the financial needs and challenges faced by our clients. Our years of experience have allowed us to develop a comprehensive understanding of the financial products and services available in the market.

Customers benefit from superior, pre-agreed terms with approved banks, which can result in significant savings on interest charges compared to using dealer finance.

Unparalleled levels of communication and a trustworthy, relationship-led service. Our goal is to build long-lasting relationships with our clients by providing exceptional customer service and tailored financial solutions that meet their unique needs and goals.

Intrinsic understanding of each funder ensures market leading turnaround times.

Honesty, transparency and integrity are the cornerstones of the business. Our commitment to these values means that we always provide clear and concise information about the financial products and services we provide.

We provide honest and authentic advice, tailored to our clients' specific needs and preferences. Unlike most dealer arranged finance, we are not incentivised on which car or asset is being purchased, which helps when comparing the most suitable funding solutions.

Customer Testimonials

I’ve known James for a long time and can say with absolute certainty that he is one of the most trustworthy and reliable of people I’ve had the pleasure to deal with. His attention to detail and levels of service are second to none. He’s the best in the business.


James has been immensely helpful, always providing an exceptional service. His quotes have always been highly competitive. I look forward to working with James again in the future.


The support we have received from James throughout the years has been invaluable to our business. His knowledge, combined with trust is a great combination.


James always has our best interests at heart and I know that I can trust his professional opinion when getting advice on funding.


Cookie Policy

Click here to find out more about how this website uses cookies to enhance your browsing experience.